The case in summary: Due to fraud, a consumer disclosed the code to his Bank ID and response codes generated by his bank security token. The acts made several withdrawal transactions on the consumer's account possible. The circumstances were deemed to be such that the consumer's actions were grossly negligent but not particularly reprehensible. Accordingly, the bank shall in all material respects restore the account to the position it would have had had the transactions not been carried out.
The Supreme Court's judgment was delivered on 21 June 2022.